Summit Investment Guidance Partners, LLC ("Summit") is a registered investment adviser located in Grand Rapids, Michigan. Summit and its representatives comply with the current registration and notice filing requirements imposed upon registered investment advisers by the United States Securities and Exchange Commission (SEC) the state of Michigan and the other states in which Summit has clients.

Summit provides services only in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Summit's web site is limited to the provision of general information pertaining to its services. Summit does not and will not effect or attempt to effect transactions in securities, or the rendering of any investment advice for compensation, over the Internet. Any direct communication by Summit with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Summit, please contact the SEC and/or the state securities law administrators for those states in which Summit maintains registration.

A copy of Summit's current written disclosure statement (Form ADV) discussing Summit's business operations, services, and fees is available upon request. Summit does not make any representations or warranties as to the accuracy, completeness or relevance of any information provided by any unaffiliated third party, whether linked to Summit's web site or incorporated herein. Such third-party information is made available for convenience purposes only.